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The New Microfinancing: SMS-Based Layaway To The Rescue

KickStart has introduced an innovative layaway program to African farmers so they can invest in low-cost irrigation pumps. Microfinance , the Nobel Prize-winning initiative to turn aspiring third-world entrepreneurs into self-sustaining CEOs, has long been the only game in town when it comes to offering developing world entrepreneurs a viable and sustainable form of funding. But other financial instruments may work just as well--if not better--at supplying small farmers around the world with capital and a path out of poverty

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Sales of Small Businesses Are on the Rise

The number has reached 2008 levels, but the news isn't all good. Sales of small businesses with revenues of about $350,000 rose eight percent in the second quarter of 2011 over the same period last year, but the news isn’t quite as good as it sounds. Although sales of businesses have hit the highest level since the end of 2008, a lot of sales are because owners are accepting that their businesses aren’t worth what they once were

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Adobe Enhances PDFs, Music Releases Get Gamey, Spotify Invites As PR Trick, ITC Rules For Apple

Adobe Buys Echosign . Desperately keen to preserve its flagship PDF format in a complex and changing online world, Adobe has bought "the premier electronic signature provider" to enhance PDF security with automated secure signatures and form-filling for advanced digital contract drawing-up. The PDF is not going anywhere yet..

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What to Listen to Before You Fire Someone

Let's face it, firing an employee is one of the most difficult parts of your job. But sometimes, it needs to be done. So play one of these songs, and go do what you gotta do

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The Soundtrack to Working on a Quiet Weekend

OK, so you overdid it at the company party and were completely useless the next day. Now you need to spend some time making up the work over the weekend. These albums will help you focus and be productive.

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Music to Jam to at a Company Party

Its time to let your hair down and show your employees that you know how to have a good time. And youll win some serious cool points if you add these songs to the playlist.

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Music to Play on a Long Flight to China

You finally found a manufacturer that can handle your demand at a reasonable price. But it's in China, which requires a flight nearly a day long to get there.

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50 Songs to Listen to at Work

When I was a staff writer at Rolling Stone in the mid 90s, listening to music at work was part of the job description. But back in those days of yore, we had actual [gasp] stereos that played CD's, even at times, cassette tapes! But while technology has radically changed, one thing has remained constant: Music in the workplace equals happy time

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Upgrade Your Memory And Prevent Google Brain Drain

Scientific research has proven that Google and the easy access to information that it provides can be detrimental to memory. Practice these four tricks to reverse the brain drain

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How Hackers Stole 24,000 Files From The Pentagon

We're all human, you know? That's roughly the trick that the hackers most likely relied on when, earlier this year, they managed to steal over 24,000 files from a defense contractor

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