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Ray Martin, from CBS MoneyWatch, talks to Erica Hill and Chris Wragge about how to manage health care costs and how to choose the best plans for you and your family.

"Until then, this had been just a class project." Samit Gupta is co-founder, with Robert Rushenberg, of the start-up O2 Insights, based in Menlo Park, California. In 2009, he took the Technology Venturing class at Ohio State University.