Chances are, you've at least heard of Kiva , the microfinancing nonprofit that allows users to give bite-sized loans to entrepreneurs in poverty-stricken regions. Because people like to feel good by offering cash to worthy causes (or so we've heard), Kiva has done exceptionally well, funding $200 million worth of microloans since its launch in 2004. And as of today, you can specifically fund what are, in our opinion, the smartest entrepreneurs--the ones who realize that efficiency is the key to becoming self-sufficient.
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