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Apple's CFO Peter Oppenheimer will take the stage this morning to talk about Apple's cash reserves and reveal what plans Apple has for the money. At last count the reserves were nearing $100 billion, and actually growing at a rate that defies belief despite the already impressive stash. During Steve Jobs' time as CEO there was no movement on the cash issue, despite many calls for some action over the years--even when the reserves numbered just in the several billions of dollars...but now Tim Cook is at the helm, and things may change

Refinancing at today's microscopic rates can build you a cash-flow cushion that could save your bacon one day. What are you waiting for? Interest rates are at lows you may never see again in your lifetime.

Before you ring in 2012, you'll want to get a head start on taxes, insurance, suppliers, among other things.

An IPO is no panacea: In some cases going public may even stifle the growth of your company. Find out why. Ever since the dot-com era of the 1990s, many management teams at high-growth companies have fallen for the lure of the IPO as the most important validator of success.

One of the best ways to make sure the wealthy's money benefits society is to make sure they don't waste it--so that they can give it away. That might be a bitter pill for #OccupyWallStreeters to swallow.

Financial reports that

The Wall Street Journal reported yesterday on the latest plan to shore up our country's finances and jumpstart the economy: A new tax-repatriation holiday. The holiday would involve drastically lowering taxes on corporate profits for companies that choose to bring assets back into this country. (It's common practice for big companies to store most of their cash in tax havens in order to avoid paying the 35 percent corporate profit tax

"Street Smarts" columnist and senior contributing editor Norm Brodsky is a veteran entrepreneur who has founded and built six businesses.

A program in Washington, D.C. is bribing people to move from the suburbs to downtown.

LONDON, Dec 7 (Reuters Life!) - Britain's national tourism agency is set to launch a major marketing campaign to persuade more wealthy tourists to spend their cash on luxury holidays in the country's castles, stately homes and theatres.