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Five tips to make casual encounters into new business opportunities. Plus, an upfront approach from Arel Moodie, co-owner of Extreme Entrepreneurship Education.

Sheena Lindahl and Michael Simmons met their third day of college and started dating on their fourth. Both are business-oriented by nature; Lindahl juggled five jobs to pay for New York University and Simmons ran a Web development shop in high school. "My friend and I made $40,000 our senior year of high school, working 10 hours per week," says Simmons.