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In exchange for taking small actions that might break the cycle of poverty--like going to school--mPowering's users earn points that can be exchanged for important goods. The company was founded by veterans of Apple and Salesforce.com

The small business economy has shifted into neutral, with hiring and wages virtually flat month over month (both down 0.1% from March), according to the SurePayroll Small Business Scorecard. While paychecks are flat for the year, energy and food prices continue to eat up more of an employee’s pay