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Avoid profit-killing discounts and price wars by differentiating yourself, your firm and your offering from the competition. When you're selling against a lower-priced competitor, you have two choices: discount or differentiate.

Thanks to credit crunches and slow sales, experts say the key to budgeting for 2012 is being prepared for the worst. Here are the simple steps to building a bulletproof budget.

Humans have played a role in large animal extinctions since time immemorial. The giant ground sloth of Texas