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Imagine a world without man-made climate change, energy crunches or reliance on foreign oil.

With banks taking a more conservative approach to financing, it's wise to explore these other options. Growing your small business is challenging, whether you're an ice cream company looking to significantly expand distribution, a software company establishing a new office to double your staff, or a parts manufacturer looking to create a new customized production line. One of the biggest hurdles is getting the capital you need to take the business to the next level.

When environmentalists think about what our future might look like, the predictions are often grim and hopeless; even under the best circumstances, they seem to say, we're still screwed. But what if, by some miracle of human ingenuity, the dire predictions don't pan out and we learn how to efficiently manage our resources?