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We hired a fee-only insurance advisor to reduce our insurance premiums, and our headaches. It worked. Do you really – and I mean really - understand the ins and outs of your business insurance

A 1 degree Celsius rise in average global temperature could cause the number of acres burned annually in the U.S. West to rise by as much as 400, 500 or even 600 percent in certain regions, according to calculations made by the University of Washington and the U.S. Forest Service.

As natural disasters increase, insurance companies are paying out more and more. To keep costs down, the industry wants the government to be better prepared.